Groups are how Kenya saves

Millions of Kenyans save, borrow and look after each other through chamas, welfare groups, SACCOs and merry-go-rounds. Most of that money is still kept in exercise books and WhatsApp messages. ChamaBook exists to give every group a record its members can trust.

Why we built ChamaBook

Most of us belong to a group, or several. We've seen groups do remarkable things: buy land, put children through school, carry a family through a funeral. We've also seen groups fall apart over a missing page, a treasurer who moved away, or a payout nobody remembered approving.

The problem is rarely dishonesty. It's records that only one person can read, arithmetic done late at night, and decisions that live in someone's memory. So we built a book that keeps itself: payments that record themselves, rules applied the same way for everyone, approvals that need more than one person, and statements every member can open.

ChamaBook is for every kind of group, from five neighbours saving weekly to a SACCO with hundreds of members.

What we believe

  • It's your group's money. Funds stay in your own accounts, your rules decide everything, and you can take your records with you.
  • Everyone should be able to check. A member with a basic phone deserves the same view of the books as the treasurer.
  • Trust is designed, not assumed. Records that can't be rewritten and approvals that need more than one person protect honest officials as much as members.
  • Plain words. No jargon in the app or in our help. If a member needs a manual, we have more work to do.

The company

ChamaBook is built and operated by Oppi Technologies Limited, a software and cybersecurity company in Nairobi.

Westlands, Nairobi, Kenya

Website: https://www.oppitechnologies.com

Phone: +254738506251

Email: [email protected]