Family groups raise money for school fees, funerals, family land and gatherings, often with members spread across counties and countries. Disagreements usually start with 'who paid what'. ChamaBook answers that for everyone, without anyone having to ask.
What family and clan groups need
Contributions from members in different places
Separate pots for different family projects
Open records that end arguments before they start
Simple tools for older relatives
How ChamaBook helps
Pay from anywhere. Relatives in Kenya pay by M-PESA; others can send to a family bank account recorded by the treasurer.
One pot per purpose. Separate contribution types for school fees, land, funerals or the end-of-year gathering.
Everyone sees the book. Choose full transparency so every member sees who has contributed.
Easy to read. Large, clear type designed for legibility, in English or Kiswahili.
A typical set-up
KES 1,000 a month from each household into a family development fund, a separate funeral pot topped up when needed, and two elders approving any payment.
Questions family and clan groups ask
Can family members abroad take part?
Yes. Each member is added with a Kenyan mobile number (the one they use for M-PESA) and can sign in from anywhere in the world to see the family fund's records. Members who can't pay by M-PESA pay into the group's bank account for the treasurer to record.
Can a family group keep money for different purposes?
Yes. Set up separate contribution types, for example school fees, funerals and a land fund, and each one is tracked on its own in every member's statement.